Understanding Health Insurance: A Comprehensive Guide to Coverage, Costs, and Benefits
What Is Health Insurance and Why It Matters
Health insurance is a contract between a policyholder and an insurer that covers medical expenses incurred due to illness or injury. By paying a monthly premium, individuals gain access to a network of healthcare providers and receive financial protection against high medical costs. Health insurance plans are essential not only for managing unexpected medical bills but also for ensuring regular preventive care and access to vital health services.